CIVIL FORECLOSURES, PROMISSORY NOTES, CHECKS AND CONTRACTS
Payera & Cía. represents different private institutions from different industries in the execution in the capacity of plaintiff and/or executor, particularly we currently represent large companies in the financial, banking, factoring, leasing, petrochemical, health, clinics, educational, auditing, transportation, construction, among others. Our excellent results and solid knowledge in collection have transformed us into a national reference, being one of the most knowledgeable and successful law firms in the country.
REORGANIZATIONS AND INSOLVENCIES
Payera & Cía. has participated in various bankruptcy proceedings both in Chile and in the U.S., representing large companies that have had to participate in these proceedings as creditors. Our vast experience has made us an important player in the distress market, seeking in some cases efficient solutions for the creditors we represent. Currently our senior partner is a founding member, director and secretary of the board of directors of the Chilean chapter of TMA (USA, Chicago, Turnaround Management Association), the world’s largest association of insolvency professionals.
BANKING, FINANCE AND COOPERATIVES
Payera & Cía, has advised and represented different banks and cooperatives in Chile in different negotiation processes, consulting and litigation, standing out for its good results and excellent relationship with its clients. From the financial point of view, our firm stands out for providing not only a legal vision, but also a look always from the financial point of view, worrying about the economic and financial consequences of legal decisions. The solid knowledge of the CMF regulation has transformed us into a strategic partner for regulated companies, including banks, cooperatives and financial institutions.
CONSULTING AND REPRESENTATION OF INTERNATIONAL COMPANIES
In Payera & Cía. we have been and are legal representatives of several international companies that wish to start their operations in Chile, for which a partner or a senior lawyer of our firm will assume such capacity in Chile, will act as legal representative of the Client in Chile and may act in all kinds of commercial, tax and banking matters, all under the strict supervision and support of our Firm and according to the instructions given by the client. The coordination of this work is done from abroad until the start-up of the company in Chile, obtaining its respective RUT (TAX ID) in the SII and bank accounts in one of the local banks.
FAMILY OFFICE
Payera & Cía. has always been linked to small, medium and large companies or family offices, standing out in this sense the trust, warmth and confidentiality of all matters with its clients. Within this work dynamic where closeness and agile response is fundamental, we have had the permanent support over time of our clients, to whom we have demonstrated the legal quality of our professionals and the unrestricted commitment with the family office.
FINTECH
At Payera & Cía. we are at the forefront of the Fintech sector, understanding its unique challenges and opportunities. We advise innovative companies in adapting to constantly evolving financial and technological regulations. We offer comprehensive legal support, from incorporation and licensing to data protection and the implementation of disruptive business models. With our expertise, we drive your growth in the dynamic world of technology finance, ensuring regulatory compliance as a fundamental pillar of your success.
LABORAL
At Payera & Cía. we provide advice and defense to both companies and employees in the complex world of labor law. For companies, we offer preventive strategies and legal representation in lawsuits. For employees, we guarantee the protection of their rights and fair representation. Our goal is to achieve equitable and efficient solutions for both parties, promoting healthy labor relations within the legal framework.
COMPLIANCE
At Payera & Cía. we understand that Compliance is key to your peace of mind and the success of your business. We help you understand and apply legal regulations in a simple and effective way, avoiding legal, economic and reputational risks. We offer advisory services to various companies, from obliged subjects before the UAF, and registrations and authorizations in the CMF, implementing crime prevention programs, training, risk matrices for your company to operate ethically and transparently, complying with all current regulations. With us, regulatory compliance ceases to be complex and becomes a competitive advantage.
PENAL
At Payera & Cía. we have represented different clients in their capacity as plaintiffs and defendants in particular related to economic crimes. The extensive experience of one of our counselors who has dedicated decades to academia and research in the criminal world, both in the old and the new system, and together with a young and dynamic team, positions us as a boutique office in these matters, in addition to the solid knowledge and work in the investigations of the police and the Public Ministry with whom we collaborate permanently providing background information and documents in the investigations.
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